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The section below will help you understand all insurance
requirements and help you quickly find an insurance broker/company.
Hints & Tip: Check out Share Experience
to see if others have anything to say about their experience
with insurance brokers and insurance companies.
To quickly find and insurance broker/company, follow this
link.
What you need to know
There are 3 types of insurance;
- third party
- third party fire and theft
- fully comprehensive
You must have at least third party insurance to ride a motorcycle
and it is your responsibility to ensure you are properly
covered.
Third Party is the cheapest as you are only covered for injuries
or damage you do to others or their property.
Fire and Theft covers your bike being set on fire or stolen
(along with cover for third parties).
Fully Comprehensive, the most expensive, covers repairs to
your bike after an accident even if no other parties were
involved. You are, however, likely to have to pay an excess,
the amount you have to pay towards the cost of repair.
You can sometimes arrange insurance through your local dealer,
or failing this an insurance agent, broker or insurer direct.
There are many advertised in the back pages of popular bike
magazines. Make sure you read the small print and don't
assume
you're covered for everything (e.g. riding abroad). If in
doubt, phone whomever you arranged your policy with.
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